投资理财 Investment
协助您制定长期投资策略，以满足您的需求和风险偏好
We assist help you formulate long-term investment strategies to meet your needs and risk management.
注册教育储蓄计划（RESP）
免税储蓄账户（TFSA）
注册退休储蓄计划（RRSP)
帮助子女接受专上教育的储蓄计划，并实现资金价值最大化的有效方式。供款不可用来扣税，但计划内的资金和补助可享免税的增值收益，直至投资者因子女报读课程而提取款项为止。
The Canadian government will provide a grant of up to $7,200 per child with an RESP account, and the child will be paid out the earnings on the investment contributions and grants upon their 18th birthday when they successfully enroll into a post-secondary educational institution.
TFSA具备多项好处，包括灵活性和免税的增值收益。与RRSP不同的是，它可随时免稅提取款项，并无需缴税。
Unlike RRSP, TFSA is a benefit that investment gain is not taxable.
RRSP帐户里的投资增长可以延税。帐户内赚取的所有利息，资本增值或股息因延税而得以复式增长。唯有当您将RRSP帐户里的资金提出时才须缴税。此外，您每年对RRSP所做的每一元供款，都可减税。
The investment in the RRSP account can increase tax deferment. Every dollar of contributions made to the RRSP each year is tax-deductible.